FOR ADVISORS

Access a Network of the Country’s Top Advisors

OUR APPROACH

 

  • PH Robb is an independent insurance agency that works with nearly all the major insurance companies. Our impartiality allows us to offer the best opportunities for clients, given their unique circumstances.

  • PH Robb prioritizes transparency and direct communication and believes that clients are served best when there is a free flow of information between their advisors.

  • PH Robb firmly believes in a solutions-based approach to insurance and tax planning. This means that we only recommend planning that adds value for the client.

Who We Work With

 

Insurance

John Hancock

Lincoln Financial

Allianz

Global Atlantic

Symetra

Mutual of Omaha

Financial

Northern Trust

JP Morgan

US Bank

BNY Mellon

Royal Bank of Canada

Wintrust

Accounting

Anderson Tax

Cohn Reznik

Freidman Group

Deloitte

LevitZacks

Armanino

Legal

Norton Rose Fulbright

Withers Worldwide

Snell & Wilmer

McDermott Will & Emery

Weinstock Manion

Procopio

 

Curious Why These Companies Trust Us?

  • Decades of Experience

    Members of our team have been serving High Net Worth families since the 1980’s. This experience has allowed us to build extensive relationships across the professional service industries that can be leveraged for the benefit of your clients.

  • Proven Track Record

    We have placed nearly one billion dollars of insurance in the last few years alone. This is only possible because our clients and their advisors understand that our continued dedication to client service is what differentiates our firm in the industry.

  • Best of Class Service

    Our partners turn to us on a regular basis for advanced planning because of our history of thought leadership and commitment to client experience. When our team gets involved in the lives of our client's families, we don't just sell products, we are their partners in wealth building and preservation for years to come.

READY TO LEARN MORE?

Schedule a call with our team and discover the possibilities for you and your clients

Frequently Asked Questions

  • PH Robb is an insurance general agency, commonly referred to as an insurance wholesaler. You can partner with PH Robb to design, sell, underwrite, and manage insurance policies for your clients. Visit our Services page to learn more about what it looks like to partner with PH Robb.

  • Our clients are typically successful entrepreneurs or professionals with a net worth of $5 million to over $1 billion. Clients are often looking for advanced tax planning or to maximize their wealth.

  • Yes and no.

    Ultra High Net Worth families likely have access to investments that offer high return potential. The purpose of life insurance is not to compete with these investment opportunities, but to complement them by protecting against loss. A family’s wealth can suffer significant losses from taxes (income, estate, and gift) or the death of a key family member.

  • Financing the premiums for a life insurance policy makes sense when the family’s return on assets is greater than the loan rate from the bank. Because most Ultra High Net Worth families earn a return on their assets that is greater than bank interest rates, most UHNW families consider premium finance. However, there are additional considerations, such as liquidity and risk tolerance, that are equally important in determining whether premium finance makes sense for a family.