Lalat Pattanaik

Co-Founder, Apheta
MBA

Lalat Pattanaik

FOUNDER & MANAGING PARTNER

 Lalat is a co-founder of the Los Angeles-based consulting firm of Apheta. The firm is recognized as an independent resource to the legal and CPA communities as well as a number of major banks and trust companies with regards to complex insurance matters.

Lalat brings 25 years of technical experience in the areas of structured finance, product development, performance analytics, and sophisticated insurance structures.

 He has spent the last 20 years collaborating with financial, tax and legal advisors of ultra-high net worth families, their businesses, and family offices in order to critically evaluate, develop, and administer high-impact insurance and estate planning solutions.

 Lalat draws on his early career training with two visible global institutions—Goldman Sachs and Northern Trust Company.

 These organizations provided a glimpse into the psychology as well as the multi-disciplinary expertise needed to address the planning needs of UHNW families.

 Lalat has a BA in Financial and International Economics, as well as an MBA in Finance, both from University of Michigan.

 Lalat has served on the product development boards of numerous global insurers, and has spoken widely at industry conferences, including developing Continuing Education programs for tax attorneys and CPAs.

What Lalat Does

  • Design

    Lalat is an integral part of designing economic plans and strategies for our clients.

  • Project Management

    Lalat helps to manage, streamline, and improve solutions with lenders and insurance companies on behalf of our clients.

  • Renewals & Servicing

    Lalat manages the renewal and servicing of policies and conducts annual meetings with clients and advisors to review performance.